Disability Insurance

Disability Income Insurance is a form of insurance that insures the beneficiary's earned income against the risk that a disability will make working, and therefore earning money, impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.range of products that can supply extra protection on top of your traditional medical plan.

Who Needs Disability Insurance?

More than a quarter of today’s 20 year olds will become disabled, according to the Social Security Administration (SSA). It does not have to be a freak injury that prevents you from working – back injuries, cancer, heart disease or other illnesses are the majority of the reasons for long-term absences.Are you prepared if you can't work due to a long-term disability? The average long-term disability last 2 1/2 years; do you have the emergency savings to survive that long without an income? If not, you need to make sure you have disability insurance.

Individual Disability Insurance

Individual disability insurance offers multiple options for coverage, and a policy can be tailored to your needs. Since individual disability insurance policies are paid with after tax dollars, you don’t pay taxes on the benefits you receive.

You can obtain a free final expense insurance quote by clicking on the free consultation button below and filling out the form. Our team of highly skilled disability insurance specialists will work with you to develop a plan that fits your budget and income needs.

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